• Stay calm.
• Check for injuries.
• If accident is minor or if there are not any injuries, move cars to a safe area.
• Turn hazards on.
• Call police.
• Make notes of damages.
• Take names/addresses, license numbers and the types of cars and insurance carrier info.
• Get information from witnesses.
• Tell your insurance agent.
• Pass agent onto police officer for accurate information because you may be upset.
